Palmetto Insurance Group, LLC

Palmetto Insurance Group is a Columbia, SC based insurance agency that specializes in helping businesses navigate the complex landscape of health insurance and employee benefits. We understand that not all benefit plans are the same and that each business has unique needs. Our experienced team works closely with businesses to assess their requirements, budget, and employee demographics to determine the right fit for their specific circumstances. We offer a range of insurance options from various providers, ensuring that businesses have access to a comprehensive selection of plans and provide personalized guidance and expertise throughout the entire process. Selecting and managing a group health insurance plan can be a challenging task for employers due to the multitude of options and funding arrangements available. Group health insurance plans encompass various considerations for business owners such as coverage options, cost, and the specific needs of their employees. Palmetto Insurance Group is here for you to lead you through this process – every step of the way. When group benefits are not available through an employer, it becomes crucial for individuals to consider individual insurance plans to safeguard their well-being and financial security. These plans cover a range of areas such as health, life, dental, vision, disability, and prescription drugs. We work with individuals to provide them with comprehensive protection tailored to their particular needs. We provide advocacy, support, and guidance to employees regarding their health insurance and employee benefits. Serving as a liaison between employees and the insurance provider, we help clients navigate complex insurance processes, understand coverage options, and resolve any issues that may arise. This ensures that employees fully comprehend their benefits and make informed decisions about their healthcare. Gig Worker Solutions aims to provide self-employed individuals in the gig economy with access to benefits and support that are typically associated with traditional employment, potentially addressing some of the challenges they face, such as lack of insurance, retirement planning, and tax issues. The revolutionary benefit plan that’s transforming the landscape of employee healthcare in the United States. With a staggering 1 in 4 major employers across the nation already embracing it, Surest is not just a healthcare solution; it’s a commitment to enhanced employee engagement, reduced costs, and improved overall satisfaction with healthcare plans. Palmetto Insurance Group has introduced a groundbreaking risk management and tax savings program designed to alleviate these challenges while simultaneously benefiting both employers and employees. This case study explores how Palmetto’s solution is addressing these issues, leading to improved financial stability, enhanced employee well-being, and sustained business growth. "Shopping for individual health insurance was very confusing to me. I called Palmetto Insurance Group, LLC and scheduled a meeting with one of their agents. They explained all the new ACA compliant plans available and even helped me qualify for a government subsidy to help me pay for my plan. Now I have the insurance I need at a great price." "Palmetto Insurance Group has been a tremendous help to our company with regard to employee benefits, compliance, ALE calculation, and is very knowledgeable about ACA 1094 and 1095 reporting for large employers. I definitely recommend giving them a call." "Palmetto Insurance Group is staffed with knowledgeable, experienced and very friendly agents and support staff. I absolutely recommend them to all my friends and clients for financial planning but mostly for group medical, dental, life and worksite benefits. Thomas and Marjorie are the best in the business!"

Elaine Marchegiano
5 Star
Thomas Peacock was excellent! He made the whole process run smoothly and found me the best deal possible!
Sunday 26th March 2023

Samuel Batt
5 Star
Palmetto Insurance Group has been a tremendous help to our company with regard to employee benefits, compliance, ALE calculation, and is very knowledgeable about ACA 1094 and 1095 reporting for large employers. I definitely recommend giving them a call.
Tuesday 22nd February 2022

William Moorman
5 Star
Great working with Thomas. Really made it easy and simplified our options. Highly recommend Thomas and his group.
Monday 7th February 2022

Elaine Marchegiano
5 Star
Thomas Peacock is very professional, knowledgeable and great to work with.
Thursday 8th June 2023

Marissa Padilla
1 Star
Very rude customer service. Would not let me finish explaining what I was needing help with, would just cut me off and told me to have a good day. Needs trained on how to speak with customers.
Friday 9th June 2023