Smoak Insurance Agency, Inc.

Car Insurance

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Website | (803) 254-4323
1534 Leesburg Rd, Columbia, SC 29209, USA

Opening Hours:
Monday: 8:30 AM – 5:00 PM
Tuesday: 8:30 AM – 5:00 PM
Wednesday: 8:30 AM – 5:00 PM
Thursday: 8:30 AM – 5:00 PM
Friday: 8:30 AM – 3:00 PM
Saturday: Closed
Sunday: Closed

Area Served:
Within 4 miles (6.4km) of 1534 Leesburg Rd, Columbia, SC 29209, USA
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Bodily Injury Liability Coverage

Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Google Rating: 4.2 out of 5 stars (17 total ratings)

Gene Garris
5 Star
This great place got referred to me by a patient and her setting the bar is the truth. Great people excellent service. I was on a business trip and was able to get everything done while walking through Chinatown of San francisco. They sent me an email with a few offers and that's how easy it was.
Wednesday 27th December 2023
Jack Allison
5 Star
Best in Columbia! I needed different coverage for my construction business. Smoak did a great job setting me up with great Workers Compensation coverage. I would highly recommend to any business needing coverage.
Monday 7th August 2023
Jon Casey
5 Star
Nice place. Nice people. Great prices. Recommend. They are pros!
Thursday 11th January 2024
Mary Whitaker
5 Star
Great customer service. Went above & beyond to find us the best policies for our houses & cars. Highly recommend this agency.
Tuesday 12th September 2023
J Smith
1 Star
Gave them all my payment info for a policy & they never used it- it was lost or forgotten. After that I cancelled everything with them since they can’t even keep track of my banking data. They still want to charge me for “partial policy” tho.... I have records of all the this via text thankfully, to prove it. Don’t do business here. They are incompetent.
Wednesday 20th April 2022